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What is Cost of Living Adjustment?

A cost of living adjustment (COLA) is a raise designed to offset inflation so your real purchasing power holds steady. It's usually distinct from merit increases and is often tied to CPI.

Examples

  • A 3.2% COLA matching the prior year's CPI.
  • Government employees receiving a statutory annual COLA.
  • A company giving a 2% COLA plus a separate merit pool.

Why this matters

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